Chai and Character.AI are the two big mobile apps for chatting with user-made AI characters. Both filter explicit content. They differ on price, on how they handle age, and on what you get for free.
Facts checked October 8, 2026Neither app is ranked or paid by usIndependent video with key moments
Short answerCharacter.AI is the better free choice: unlimited messages, a larger library and voice calls. Chai suits people who prefer its bots and are ready to pay; its Ultra tier ($29.99 a month) costs three times c.ai+.
Chai and Character.AI side by side
Read on each company’s official pages and US App Store listing. Prices are US in-app prices unless stated.
Run byChai Research Corp.Character Technologies, Inc.
Cost (US$)Premium $13.99/month or $134.99/year; Ultra $29.99/month (US App Store in-app prices)Free; (c.ai) lite $4.99/month; c.ai+ $9.99/month or $94.99/year (US App Store in-app prices)
Without payingFree download with a free chat tier; Chai says some regions require a paid subscriptionUnlimited messaging with ads
Adult contentNot allowedNot allowed
PicturesNot advertised— No
Voice✓ Yes✓ Yes
MemoryNot documented on its public pagesLimited; better memory is one of the selling points of the paid tiers
Facts checkedOct 8, 2026Oct 8, 2026
Chai: age and content18+ (rated 18+ on app stores, per Chai). Chai describes itself as an 18+ service, but its safety page says its models and safety systems are designed to refuse sexually explicit content. Optional safety filters can also hide mature content.
Character.AI: age and contentOpen-ended chat restricted to adults since late 2025. Sexual content is filtered for everyone. Since late 2025, users under 18 can no longer have open-ended chats with characters (US rollout from November 24, 2025).
Chai: also worth knowingMobile-first: iOS and Android; web version listed as “coming soon” · Characters with their own voices, per the App Store listing · Chai reports $100M in annual recurring revenue (July 2026)
Character.AI: also worth knowingMillions of user-created characters · Voice calls with characters · Charms packs sold in the app
Price
Character.AI is free with ads; (c.ai) lite costs $4.99 a month and c.ai+ $9.99 a month or $94.99 a year. Chai Premium costs $13.99 a month or $134.99 a year, and Chai Ultra $29.99 a month (US App Store prices, October 8, 2026). Chai also says some regions require a paid subscription to use the app at all.
Content and age
Neither app allows explicit content. Chai calls itself an 18+ service and says its systems are designed to refuse sexually explicit material, with optional filters for mature content. Character.AI filters sexual content for everyone and has removed open-ended chat for under-18 users since late 2025.
Features
Both apps let you create characters and chat on iOS and Android. Chai characters reply with their own voices; Character.AI offers voice calls. Chai’s web version is still listed as coming soon, while Character.AI works in the browser too.
Video: Chai vs Character.AI, from an independent creator
“Chai Ai vs Character Ai (2025) | Which AI Application Is Better?”, by Skillcraft AI, published October 1, 2025 (10 min 16 s). An independent creator with no link to this site; opinions and scores in the video are the creator’s own. Playing it loads YouTube.
A screen-recorded walkthrough: where to get each app, Chai’s missing web version, then the creation of a Character.AI character and a live voice call with it. The creator’s remark that Chai “might be more uncensored” comes from reviews he read; Chai’s own safety page says its systems refuse sexually explicit content.
Key moments in the video
0:31Chai has no web version yet: its website says “Chai web coming soon”.
0:54Character.AI works on its website as well as on iOS and Android.
1:54From reviews he read, the creator thinks Chai may be a little less censored.
4:36Creating a Character.AI character: name, tagline, greeting, voice and backstory.
Both apps keep explicit content out. These three cover what people most often leave for: freedom, memory, pictures and voice.
#1
SpicyChat18+ allowedPartner
Best for Free unfiltered roleplay
The most direct swap for Character.AI users who never paid: unlimited messages on the free plan, a giant community catalog and no adult filter, with ads and queues as the trade-off.
Images
Voice
Video
Memory
Anime
Creator
What you gain
+Free tier with unlimited messages
+Hundreds of thousands of community bots
+Paid plans start at $5.95/month
Downsides
−Rated 2.1/5 on Trustpilot over moderation and support
−Free users wait in queues and see ads
From · checked Oct 6, 2026$5.95/moFree plan: Unlimited messages and characters (with ads)
Nomi is the closest in spirit to Character.AI: the focus stays on conversation, but your companion keeps track of what you said last week, and adult topics are not blocked.
Images
Voice
Video
Memory
Anime
Creator
What you gain
+Memory that users consistently praise
+Group chats with several companions
+Low-pressure, non-pushy upsell
Downsides
−Pricing is hard to see before you sign up
−Picture generation is secondary
From · checked Sep 30, 2026$15.99/moFree plan: Limited daily messages
Replika is not an unfiltered option. It fits people who left Character.AI for a single, consistent companion that remembers them and helps with mood and habits.
Chai and Character.AI are compared from public, dated facts; we have no commercial relationship with either. Some of the three alternatives above are partners, which means a subscription through our link can pay us a commission without changing your price. See how we compare.